Mr and Mrs Loveday were involved in a road traffic accident. They brought proceedings for personal injury and the insurers admitted liability. Surely this was just another straightforward case of assessing damages? Mr Loveday signed his witness statement which said he had suffered injuries, he could not work or drive, he was reliant on a wheelchair as he could hardly walk, he had to be cared for by his wife, he had flown to Italy and had been wheeled around the airport in his wheelchair and he was housebound. He said he had returned to work and produced a letter from his employer. ‘This must surely be a sizeable claim?’ I hear you say. It might have been were it not for the fact that surveillance revealed that he was not housebound, he could drive and walk unaided, he went on a caravanning holiday and he was able to work on a vehicle. In fact he did not fly to Italy at all but drove and the letter from his employer was forged. Large parts of his witness statement were wholly untrue and the same went for his wife. The insurers applied for the committal of the Lovedays. Mr was imprisoned for 9 months and his wife was given a suspended sentence as she had admitted her contempt of court (Neild and Acromas Insurance Co Ltd v Loveday and Loveday 13th July 2011 (Unreported)). Insurers have been alleging fraud in more and more claims – are they now opening up another front with applications for committals? We may well be seeing more of these reports….